{"id":54202,"date":"2014-01-24T00:00:00","date_gmt":"2014-01-24T05:00:00","guid":{"rendered":"https:\/\/frenchdistrict.com\/floride\/articles\/financer-achat-bien-immobilier-franck-leblond-miami\/"},"modified":"2021-11-15T06:59:31","modified_gmt":"2021-11-15T11:59:31","slug":"financer-achat-bien-immobilier-franck-leblond-miami","status":"publish","type":"post","link":"https:\/\/frenchdistrict.com\/floride\/articles\/financer-achat-bien-immobilier-franck-leblond-miami\/","title":{"rendered":"G\u00e9rer son temps pour financer l\u2019achat de son bien immobilier en Floride"},"content":{"rendered":"

Le ma\u00eetre mot \u00e0 Miami lors d’un achat immobilier est celui d’\u00eatre REACTIF. On l\u2019est, notamment, quand on est pr\u00eat avec son financement. Mon conseil : dans le cas d’un pr\u00eat bancaire contract\u00e9 \u00e0 l’\u00e9tranger, ne signez rien aux Etats-Unis tant que les fonds de celui-ci ne sont pas pr\u00e9sents sur votre compte. C’est \u00e0 dire d\u00e9j\u00e0 d\u00e9bloqu\u00e9s par votre organisme pr\u00eateur.<\/p>\n\r\n\t

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Présenté par...<\/div>\r\n\t\t\t
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\"<strongFranck Leblond | Broker
ACHATS, VENTES, GESTION
Mon appart \u00e0 Miami (.com)<\/strong>\" \/><\/div>\r\n\t\t\t\t
\r\n\t\t\t\t\t

Franck Leblond | Broker
ACHATS, VENTES, GESTION
Mon appart \u00e0 Miami (.com)<\/strong><\/p>\r\n\t\t\t\t\t

Votre agent immobilier francophone pour acheter en Floride. ACHATS, VENTES, GESTION.<\/strong><\/div>\r\n\t\t\t\t\t
 <\/i>Franck Leblond | Broker
ACHATS, VENTES, GESTION
Mon appart \u00e0 Miami (.com)<\/strong><\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/a>\r\n\t\t\t<\/div>\t\t\r\n\t\t<\/div>\r\n\t<\/div>L\u2019immobilier \u00e0 Miami est un march\u00e9 o\u00f9 le cash reste bien pr\u00e9sent aujourd\u2019hui mais pas seulement puisqu\u2019il est possible dor\u00e9navant d\u2019obtenir un pr\u00eat U.S. pour nos investisseurs \u00e9trangers sous certaines conditions. Seulement notez que les taux d\u2019int\u00e9r\u00eats sont nettement plus \u00e9lev\u00e9s que ceux que l\u2019on conna\u00eet en France qui paraissent d\u00e9risoires au regard de ceux appliqu\u00e9s aux \u00c9tats-Unis, en particulier en Floride.<\/p>\n

Pour cette raison, nombreux sont ceux qui viennent avec des financements obtenus depuis chez eux et garantis sur un de leurs biens, assurances-vie ou autres.<\/p>\n

Dans ce cas pr\u00e9cis, il est important que ce financement soit verrouill\u00e9 en amont avant m\u00eame de se lancer dans une proc\u00e9dure d\u2019achat aux Etats-Unis.
\nEn effet, le d\u00e9lai entre l\u2019ouverture du dossier de financement et le d\u00e9blocage des fonds en France prend 5 semaines en moyenne, alors que l\u2019acquisition d\u2019une propri\u00e9t\u00e9 aux Etats-Unis s’effectue en 30 jours.<\/p>\n

L\u2019achat d\u2019un bien immobilier s’effectue via 2 versements : un premier d\u00e9p\u00f4t pour l’acompte est mis en s\u00e9questre lors de la signature du contrat. 30 plus tard le solde doit \u00eatre pr\u00e9sent sur ce m\u00eame compte s\u00e9questre.
\nSi la totalit\u00e9 des fonds n’est pas disponibles \u00e0 temps le jour du closing, l\u2019acheteur est contractuellement fautif. Et le vendeur peut de plein droit casser la vente et mettre la main sur l’acompte de l’acheteur.<\/p>\n

Le \u00ab temps \u00bb est clairement d\u00e9finie sur un contrat am\u00e9ricain : \u00ab Time is of the essence in the contract \u00bb.
\nCe qui veut dire en somme \u00ab Avant l\u2019heure, c\u2019est pas l\u2019heure; apr\u00e8s l\u2019heure, c\u2019est plus l\u2019heure \u00bb.<\/p>\n

Un pr\u00eat effectu\u00e9 pour un achat \u00e0 l\u2019\u00e9tranger est devenu plut\u00f4t classique pour bon nombre d\u2019investisseurs fran\u00e7ais. Il convient, vous l’avez compris, de pr\u00e9venir sa banque en France des d\u00e9lais \u00e0 prendre en compte concernant les proc\u00e9dures am\u00e9ricaines.
\nN’h\u00e9sitez pas \u00e0 contacter Franck Leblond qui vous en expliquera les contours.<\/p>\n","protected":false},"excerpt":{"rendered":"

Le ma\u00eetre mot \u00e0 Miami lors d’un achat immobilier est celui d’\u00eatre REACTIF. On l\u2019est, notamment, quand on est pr\u00eat avec son financement. Mon conseil : dans le cas d’un pr\u00eat bancaire contract\u00e9 \u00e0 l’\u00e9tranger, ne signez rien aux Etats-Unis tant que les fonds de celui-ci ne sont pas pr\u00e9sents sur votre compte. C’est \u00e0 […]<\/p>\n","protected":false},"author":1,"featured_media":98005,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3255],"tags":[639,767,664,3350,3351],"class_list":["post-54202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-immobilier-etats-unis","tag-achat-immobilier","tag-agent-immobilier-floride","tag-franckleblond","tag-immobilier-floride","tag-investir-floride"],"acf":[],"yoast_head":"\nFinancer l'achat d'un bien. 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